«CROSSCHECKER» SOFTWARE FOR MICROFINANCE INSTITUTIONS


We introduce new industry software solution for microfinance institutions issuing loans to individuals and companies.

This software allows to work with registry of borrowers and loans, to fix the issue of funds and plan for the repayment of debt. Automation of the entire process of micro-lending program with this software allows you to reduce the amount of manual work, thereby speeding up the processes of maintenance of loans.

«CrossChecker» software allows you to store and manage information about customers, employees and agents in the framework of a unified information database.

Records in «CrossChecker» database are maintained for each office providing a restricting access to consolidated reporting of microfinance institutions and the consolidation of every specialist for their area of work.

«CrossChecker» monitors all steps of the distribution and verification of applications. Automatic verification based on the information resources and credit Bureaus can reduce the time, costs and risks in making decisions.

«CrossChecker» provides tools to control the process of signing and disbursement, allows to make adjustments in case of changes in loan conditions, automates the process of dealing with overdue debts.
 

Reckoner
 

«CROSSCHECKER» PROVIDES AUTOMATED WORKSTATIONS EMPLOYEES OF THE FOLLOWING DEPARTMENTS:

  • Operations division (online application form, obtaining information from other departments on the results of loan approval and informing the client, the instruments of approval of the contract with the client and issuing /receiving money - work with cash register);

  • Underwriting Department (graphic user interface to works with applications, automatic application scoring, data mining from information resources, tools fixing of telephone conversations with the client, tools for decision-making);

  • Department of credit operations maintenance (graphic user interface to works with applications, the adjustment of the conditions of the loan, the final decision on issuance of the debt, tools of control of execution of obligations by the borrower, tools for SMS informing and fixing of telephone conversations with the client);

  • Collection division (graphic user interface to works with applications (overdue loans), tools to fix the results of the visit to the customer and telephone calls, SMS informing, tolls to prepare portfolio for sale to collectors);

  • Accounting department (tools for loans monitoring, tools for work with accounting documents - cash management services, cash book);

  • Administration (management of users and software settings, working with system log).
 

LEARN MORE REASONS WHY TO CHOOSE «CROSSCHECKER» FOR MICROFINANCE INSTITUTIONS:


CrossChecker  


  1. Automates processes of crediting and negotiations with customer on the terms of loan (the front-office part);
  2. Performs automatic preskoring of loans applications;
  3. Automatic calculation and formation of the schedule of loan payments (various conversion options, taking into account the dynamics of repayment of debt);
  4. Sends an automatic request for additional information in the external and internal information resources (integration with «CrossRequest» software);
  5. Provides tools to configure the automatic algorithms for communication with clients;
  6. Controlling of financial flows in granting loans and receiving money from borrowers - automated cash book;
  7. Works with the loan portfolio, and provides interaction with collectors.
     
     

LOAN CALCULATOR - TRY IT FOR FREE!


Calculator  
«CrossChecker» software provide algorithms to extend loan agreements with clients, prepare additional agreements to the basic agreement and a new schedule of payments.

Loan calculator allows you to quickly and easily make a payment schedule. Vary by loan amount, term and interest rate - make the best deal for the client in one click! Loan calculator allows you not only create a payment schedule, but also to print payment schedule (or export to an Excel file). Based on payment schedule is easy and simple to generate a commercial offer for your future client! Get Loan Calculator for free.
     
     
     
Технические требования
TECHNICAL REQUIREMENTS
Detailed server requirements for installation and user's workplace
  Презентация
PRODUCT PRESENTATION
Colorful slides outlining the key features of the product and success story
  Технические требования
FREE DOWNLOAD
Try free trial version and evaluate the simplicity and convenience of the technology